debt, saving · December 23, 2015
16 Wishes for 2016
As we turn the corner into a new year, my biggest hope is that peace and happiness is in great abundance for each and every one of you and all those you love. You know from years of hearing me…
car loans, credit cards, debt, saving · December 16, 2015
Savings v. Paying Off Credit Card Debt: What’s the Right Move?
One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting…
debt, medicare, retirement, saving · December 2, 2015
The Danger of Getting a Pay Increase
As year-end approaches, I know that’s when plenty of you will be sitting down with your manager for a year-end review. I sure hope there’s a pay raise involved. Given how stingy raises have been since the Great Recession, I…
debt, investing, retirement, saving, Stocks/Bonds/ETFs · November 18, 2015
Are You Hostage to a Self-Storage Money Pit?
It’s estimated that Americans spend more than $20 billion a year renting space in a self-storage facility. According to the Self Storage Association, the number of households renting out a storage facility has grown 65% over the past 20 years.…
debt, investing, saving · October 21, 2015
The One Employer-Provided Benefit You Really Should Use More
An estimated 40% of Americans who get paid vacation days don’t use all their allotted time. On average we’re leaving the equivalent of about one week a year on the table.
debt, saving, student loans · September 2, 2015
Five Easy Moves to Save At Least $100 a Month
I’ve spent a lot of time poring over the finances of families who come to me for help. No matter what problem they are trying to fix, a universal step in my review is to go through their monthly spending…
debt, IRAs/401(k)s, retirement, saving · July 15, 2015
The Biggest Retirement Planning Mistake
A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to qualify for your employer’s maximum match. The average annual amount of money…
debt, home loans · May 20, 2015
Four Expensive Home Buying Mistakes
When it comes to big-ticket purchases, it gets no bigger than buying a home. That makes it seriously important to avoid costly mistakes. Here are four expensive home-buying mistakes I want you to steer clear of. Follow my advice and…
debt, insurance, Long Term Care, retirement · May 6, 2015
Long-Term Care Insurance Update
I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you…