credit cards Archives - Page 12 of 14

credit cards, debt, Emergency Funds · January 11, 2017

How to Bounce Back from a Spending Hangover

It’s that scary time of the year: Your December credit card statements start rolling in. I hope that you have everything under control and can pay off every balance in full. But if that’s not doable, I want you to…

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credit cards, Emergency Funds, life insurance, retirement, saving · November 16, 2016

Why I Hate Guaranteed Acceptance Whole Life Insurance

I was glued to the TV recently watching the news when an advertisement for Guaranteed Acceptance Life Insurance came on. Whoo boy, did my blood pressure rise. I am not a fan of this type of life insurance.

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credit cards, medicare, retirement, saving · November 9, 2016

How Seniors Can Save Money In 2017

Well, as you have probably heard, the annual inflation adjustment Social Security recipients will get in 2017 will be 0.3%. That’s about $4 a month for the average retiree.

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credit cards, insurance, Long Term Care, retirement · September 22, 2016

How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy

Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a…

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credit cards, debt, saving · August 10, 2016

A Great Credit Card for Paying Down Your Debt

If you are struggling to make a dent in a large credit card balance, and you have a strong FICO score, I want you to look into what could possibly be the ticket to finally being able to pay down…

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credit cards · July 20, 2016

Teach your Children Well-Part 3: Give Your Kid’s Credit

Young adults are making a big mistake with their finances. Survey after survey reports that most millennials do not have a credit card. I am wholeheartedly on board with preferring a debit card. But everyone needs to also have a…

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credit cards, saving, student loans · April 13, 2016

Credit Card Industry Set to Rake in an Extra $30 Billion. How to Avoid Paying Your Part.

If you have unpaid credit card balances, your situation could soon progress from very expensive to ridiculously expensive.

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credit cards, home loans, investing · March 16, 2016

4 Signs You’re About to Make a Very Big Real Estate Mistake

With the Spring home buying rush just around the corner, I want to make sure that you don’t buy into a very big mistake.

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credit cards, debt, Emergency Funds · February 2, 2016

A Dental Savings Plan That Will Make You Smile

According to the Centers for Disease Control, about 40% to 45% of adult Americans don’t see a dentist in a given year. Cost is obviously a big reason why so many avoid the dentist. By one estimate nearly 68 million…

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Category Archives: credit cards