loans Archives - Page 3 of 4

credit, FICO, loans · August 23, 2017

FICO Scores reach record high. I am not celebrating.

Earlier this Spring we collectively hit a financial milestone. FICO, the company that computes the credit scores most used by lenders, reported that for the first time ever the average score rose to 700.

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car buying, car loan, college, family, loans, saving, student loans · December 14, 2016

This Ridiculous Trend is Driving Me Nuts!

According to the car data experts at Edmunds.com a record number of Americans are making one of the worst financial moves ever. Edmunds.com says that nearly 1 in 3 new car

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car buying, car loan, charity, disaster relief, donations, gift giving, loans, natural disasters, saving · November 24, 2016

Nearly 1/3 Of New Car Buyers Are Making A Very Big Mistake

According to Experian, the percentage of consumers who chose a lease when purchasing a new car jumped from less than 27% a year ago to a record high of 31.4% in the second quarter of this year.

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ageing, credit, FICO, insurance, loans, long term care insurance, retirement · September 22, 2016

How to Deal with a Rate Increase on Your Long-Term Care Insurance Policy

Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a…

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college, family, home buying, loans, mortgage, student loans, taxes · June 29, 2016

A Taxing Reason to Not Buy a Home

There are two potentially large tax breaks that come with buying a home. But listen to me: I never think it is a good idea to factor in the tax breaks when deciding if you are ready to buy your…

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credit union, home equity line of credit, loans · March 9, 2016

No Credit Union? You’re Likely Missing Some Great Deals

If you are serious about making the most of your money, you should be doing your financial shopping at credit unions. A recent survey by depositaccounts.com confirmed once again that credit unions-especially large ones-consistently offer the best interest rates on…

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car buying, car loan, family, financial planning, loans, saving, trust, will · January 6, 2016

Take Care of Your Family’s Financial Fears

When it comes to ranking financial fears, worrying about how your family will fare if calamity strikes is probably at the top of your list. Yet for some reason, no amount of fear has pushed you to the point of…

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car buying, car loan, credit cards, debt, loans, saving · December 16, 2015

Savings v. Paying Off Credit Card Debt: What’s the Right Move?

One of the hardest challenges managing your financial life is figuring out how best to juggle multiple goals. And one of the most vexing decisions is what to do if you have credit card debt and you have money sitting…

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401k, loans, retirement, saving, taxes · July 15, 2015

The Biggest Retirement Planning Mistake

A recent report that studied the 401(k) savings habits of millions of workers found that one in four of you are not contributing enough to your account to qualify for your employer’s maximum match. The average annual amount of money…

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charity, education, home buying, loans, military, mortgage, suze serves · May 20, 2015

Four Expensive Home Buying Mistakes

When it comes to big-ticket purchases, it gets no bigger than buying a home. That makes it seriously important to avoid costly mistakes. Here are four expensive home-buying mistakes I want you to steer clear of. Follow my advice and…

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Category Archives: loans