Starting next year, there will be a new FICO credit score that you can opt into. UltraFICO, will take a look at your bank accounts to see your balances, and if you have a good track record of avoi
Earlier this Spring we collectively hit a financial milestone. FICO, the company that computes the credit scores most used by lenders, reported that for the first time ever the average score rose to 700.
Many of you are asking me what to do when you receive a rate increase on your long-term care insurance policy. You know my advice for years has been to not buy long-term care insurance unless you can afford a…
For years I have pointed out how ridiculous it is that people who don’t have credit cards, but responsibly pay-as-they-go with debit cards and cash, are put at a severe disadvantage in our financial system.
Having a good credit score isn’t good enough. To land the best loan deals and qualify for the best credit card offers you need to have a seriously great FICO credit score of at least 740. Here’s how to improve…