family Archives - Page 21 of 24

children, children and money, college, credit, family, fico score, kids, student loans · September 16, 2015

3 Rules for Doling Out Allowances

Parents, we have a problem. So many of you make a mess out of allowances. You reward the wrong thing, and totally miss out on the big picture: beginning to teach your child about the value of money. Here are…

Read Now ›

career, college, employee benefits, family, insurance, investing, student loans, work · September 6, 2015

Student Loan Alert: Beware the Cost of Capitalization on Unsubsidized Staffords

Attention all college freshman, and returning students! If you have taken out an unsubsidized federal Stafford loan to help pay for college, I am betting you are making a big financial

Read Now ›

children, cutting costs, debt, family, saving, student loans · September 2, 2015

Five Easy Moves to Save At Least $100 a Month

I’ve spent a lot of time poring over the finances of families who come to me for help. No matter what problem they are trying to fix, a universal step in my review is to go through their monthly spending…

Read Now ›

children, family, home buying, home loans, kids, life insurance, mortgage, mortgage rates · August 19, 2015

The Massive Mistake 4 in 10 Parents With Young Children Make …and how to fix it in four easy steps

A new survey makes me sad, mad and very nervous. According to Bankrate.com, 37% of parents with children under the age of 18 have no life insurance. And even the parents with life insurance aren’t really protecting their family, as…

Read Now ›

children and money, college, family, student loans, students, teens · August 12, 2015

What Every New College Grad Needs To Know About Repaying Student Loans

Falling behind on your student loans is one of the worst financial mistakes you can ever make. The penalties and fees if you fall behind, and into default, can add thousands of dollars to your bill.

Read Now ›

children, children and money, college, credit cards, family, fico score, kids, saving, teens · August 5, 2015

How Grandparents Can Make the Most of a Grandchild’s Summer Job

So often grandparents come up to me and ask how they can best help their grandchildren get a leg up. My favorite move is to gift a grandchild money to open a Roth IRA. Here’s what you need to know:

Read Now ›

children, children and money, family, retirement, saving, teens, women and money · July 29, 2015

A Message for Husbands: Your Wife Should Drive the Retirement Planning

One of the most common things I hear from many couples is that the husband likes investing and planning, and thus wives are all too happy to let him handle the retirement strategizing. Big mistake. Not because I am doubting…

Read Now ›

bills, budgeting, children, children and money, emergency fund, family, personal growth, saving, teens · July 22, 2015

Emergency Fund 101 – How Much Should You Have Saved?

It makes me so sad to read reports that many households don’t have even $1,000 set aside to cover an unexpected expense. What’s so sad is that I know that must cause such stress.

Read Now ›

budgeting, family, home buying, home loans, marriage, mortgage, mortgage rates, weddings · June 17, 2015

How To Marry Your Finances

It’s no secret that money can be a serious wedge issue for couples. Survey after survey reports that when couples argue, finances are often at the heart of the discord. Here’s how every couple can lay the groundwork for financial…

Read Now ›

family, insurance, marriage, weddings · June 10, 2015

Avoid This Common and Costly Insurance Mistake

If you have a low deductible of just $250 or $500 on your homeowner or car insurance policies I want you to listen up right now. You need to call up your insurer and ask for a higher deductible. Yes,…

Read Now ›

Category Archives: family