Credit & Debt Archives - Page 44 of 48

home loans, IRAs/401(k)s, retirement, saving · July 8, 2015

Why You Should Seriously Consider a Roth 401(k)

You know I love, love, love Roth IRAs. One of the prime reasons being that in retirement you will not owe a penny of tax on your withdrawals. That’s quite different from a Traditional IRA where every penny will be…

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home loans, saving · July 1, 2015

Three Steps to Guaranteed Financial Independence

As a nation we set aside one day a year to formally celebrate our independence. When it comes to your money my hope is that you will make every day, not just July 4th, a day where you make conscious…

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home loans, retirement, saving, social security · June 24, 2015

How to Get the Most Out of Social Security

Your Social Security retirement benefit is one of the most valuable pieces of your retirement plan. Not only will it likely account for a large portion of your income when you retire, but it also has an incredible feature: your…

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budgeting, home loans · June 17, 2015

How To Marry Your Finances

It’s no secret that money can be a serious wedge issue for couples. Survey after survey reports that when couples argue, finances are often at the heart of the discord. Here’s how every couple can lay the groundwork for financial…

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student loans · June 3, 2015

Four Financial Moves Every College Grad Must Make ASAP

Forget all the commencement speeches about your dreaming big, not compromising, and following your passion. That’s all terrific advice, but not nearly as important as the nuts and bolts of four

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debt, home loans · May 20, 2015

Four Expensive Home Buying Mistakes

When it comes to big-ticket purchases, it gets no bigger than buying a home. That makes it seriously important to avoid costly mistakes. Here are four expensive home-buying mistakes I want you to steer clear of. Follow my advice and…

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credit cards · May 13, 2015

What You Need To Know About New Alternative FICO Score

For years I have pointed out how ridiculous it is that people who don’t have credit cards, but responsibly pay-as-they-go with debit cards and cash, are put at a severe disadvantage in our financial system.

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debt, insurance, Long Term Care, retirement · May 6, 2015

Long-Term Care Insurance Update

I have said over and over again that as you enter your late 40's to 50's you should look into buying long-term care insurance. But looking and buying are two different things. You should only purchase LTC insurance if you…

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credit cards, home loans, investing, saving · April 22, 2015

4 Signs You Should Rent Not Buy

I am a big believer in home ownership, but only if it makes financial sense. If you answer yes to any of these questions you are better off renting:

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