Credit & Debt Archives - Page 40 of 48

investing, retirement, saving · September 14, 2016

The Stealth Retirement Move That Can Save You a Bundle

When it comes to planning for a secure retirement I bet you have the major strategies covered: -Invest in your 401(k) or 403(b) up to point of the match? Check -Save in a Roth IRA? Check -Aim to have your…

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student loans · August 24, 2016

My House Rules for Boomerang Kids.

More adult children are living with family than at any time in the past 60 years. Whether your twenty-something bundle of joy is back home (or never left!) because you’re a better roommate with better digs, or because they have…

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credit cards, debt, saving · August 10, 2016

A Great Credit Card for Paying Down Your Debt

If you are struggling to make a dent in a large credit card balance, and you have a strong FICO score, I want you to look into what could possibly be the ticket to finally being able to pay down…

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home loans, insurance, saving · August 3, 2016

Avoid This Costly Refinancing Trap

In late July, the 3.4% average rate for a 30-year mortgage was near the historic low set in 2013. That’s great news for so many homeowners who were unable to refinance back in 2013 because they didn’t have the 20%…

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student loans · July 27, 2016

Teach Your Children Well-Part 4: Have the College Cost Conversation Early

I see parents let down their college bound kids all the time. Not because they can’t afford to foot the often insanely high bill for a four-year private college education, but because they

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credit cards · July 20, 2016

Teach your Children Well-Part 3: Give Your Kid’s Credit

Young adults are making a big mistake with their finances. Survey after survey reports that most millennials do not have a credit card. I am wholeheartedly on board with preferring a debit card. But everyone needs to also have a…

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saving, student loans · July 13, 2016

Teach Your Children Well-Part 2: Instill the Pleasure of Saving

You know your kids are sponges. So let me ask you a question: what lessons about saving are they absorbing from you?

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debt, student loans · June 29, 2016

A Taxing Reason to Not Buy a Home

There are two potentially large tax breaks that come with buying a home. But listen to me: I never think it is a good idea to factor in the tax breaks when deciding if you are ready to buy your…

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home loans · June 22, 2016

Step 4: Closing the Deal: Scour your all-in Mortgage Costs

It takes a hefty wad of money to get a mortgage. It’s typical for all the fees associated with securing a mortgage—called Closing Costs-to add up to 2% or more of the loan. That’s a stiff $4,000 or so on…

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