Credit & Debt Archives - Page 38 of 48

student loans · August 27, 2017

How to Get the Best Bang for Your College Buck

I am a big believer in college education, and an even bigger believer in getting a return on your investment. But I don’t know any financial advisor who can guarantee that a $180,000 investment in a

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credit cards · August 23, 2017

FICO Scores reach record high. I am not celebrating.

Earlier this Spring we collectively hit a financial milestone. FICO, the company that computes the credit scores most used by lenders, reported that for the first time ever the average score rose to 700.

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Annuities, retirement, saving · August 16, 2017

What Every Woman Needs to Get Schooled On.

When the American College of Financial Services recently quizzed retirement-aged people on the basics of how to make their money last, just 35 percent of men passed the test. As troubling as that is, only 18 percent of women passed.

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saving · August 9, 2017

Worst Car Trend Ever.

I have a one-question test on whether you are truly serious about achieving financial security. How long do you want to keep your current car?

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student loans · June 7, 2017

A 5-Step Personal Finance Crash Course for New Grads

I absolutely love my 7-class personal finance course, but I want to share a super short list of Must Dos and Don’ts for recent college grads. Because I know far too many parents have

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student loans · May 24, 2017

How to Smartly Use Community College as a Stepping Stone

You know I am a big believer in the value of a college education. With one catch. The cost of obtaining a degree must be affordable for the student. Yes, the student. Parents are to focus on saving for retirement;…

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Emergency Funds, home loans, Stocks/Bonds/ETFs · April 6, 2017

Are You Going to Win or Lose From Rising Interest Rates?

I want you to understand there is a big shift going on in our economy. I know you are well aware that interest rates have been very low ever since the financial crisis. But that’s changing. The Federal Reserve, which…

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home loans · March 22, 2017

The Smartest Home Buying Move Most People Ignore

Most homebuyers choose a 30-year fixed rate mortgage. There’s nothing wrong with going the conventional route and spreading your payments over 30 years. But I wish more people would take out a 15-year mortgage instead.

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student loans · March 15, 2017

Know When to Turn Down a College.

It’s getting close to the pins and needles moments for families with college-bound high school seniors. Acceptance notices will soon be mailed out. I know it will be a relief for your entire

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